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Zero-percent Car Financing - Fact or Fiction? What does zero percent financing really cost? Car dealers have been very successful with their zero percent financing campaigns - so successful that the concept has been repeated in other industries such as electronics, furniture sales and credit card companies. Get The Car You Want No Matter What Type of Credit You Have Are you one of the good people who have some credit problem in your past or present? Well here is a lesson for you: Bad credit is more common than you think. There is good news however - More and more lenders are going after the bad credit market causing the interest rates to lower for all consumers. OMVIC Warns Auto Buyers Tempted By U.S. Pricing With the Canadian dollar enjoying parity in the United States, many consumers may be tempted to purchase a vehicle from an American dealer. While it is true that some models sold here are priced higher than their American counterparts, consumers should consider the following factors before making a decision: