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Emergency Cash At Your Finger Tips A Cash Advance is a simple way for consumers to obtain cash when they need it most. Although there are some requirements to get approved, relative to normal bank loans they are a breeze. Another Anti Payday Loan Article Every day there is an article online bashing the payday loan industry. Payday Loan Easier Than You Think Getting emergency cash is not as hard as some think. If you are employed and have an active checking account you can be approved by almost any lender in less than 24 hours. Debt That Goes From $50 to $450 In Just 30 Days Payday Loans can be a great resource if you understand the terms fully and pay back loan on time. If you don't understsand the terms and fall behind you could fall into the $50 to $450 in just 30 days club.