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Pam Rumley's Articles

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Foreclosure - 5 Best Home Mortgage Remedies Foreclosure! A term no one wants to become too familiar with. But, if problems have escalated beyond your control and you are no longer able to meet your mortgage obligations. Credit Scores - Why Are They So Important? Simple overview of why credit scores are so important. Learn from an Exclusive Buyer's Agent...a Nashville real estate agent...about why your credit score is so important. Consider Different Ways to Invest for College Education A discussion of a different approach to paying for a college. With the average cost of education rising approximately 6% every year, what is the best way to have the money for finance this educational expense when you need it? We can easily help you with different ways to be prepared for the expenses of attaining higher education. Mold! - The Most Important Things to Know About It What is mold? What contributes to its growth? How can we protect ourselves from it? Reverse Equity Mortgage - Is It the Right Choice For Me? Discussion of reverse equity mortgages. Junk Fees! - What Are They and How Do I Avoid Them? When closing on a property...be sure to take a good look at your HUD-1 or closing statement. Which fees are legitimate and which ones are "junk" fees? Tax Free Income - The Ideal Wealth Builder This ideal wealth builder concept is very simple, and can be summed up in one sentence! Buy one investment property per year for the next 10 years. Or be even more aggressive and buy 2 properties a year. Double your tax-free income! Buyer Agency Agreement - Why Is It Important To Me? We've all heard the term "Buyer's Agent" or "Exclusive Buyer's Agent"...but what do these terms mean? What do they do? How are they paid? Aren't they just another Realtor? This article will explain. Multiple Offers - How to Win in a Tough Situation Oh, no! You've found the home of your dreams...but so has someone else! What happens now? At this point, negotiation flies out the window, but there are things you can do to increase your chances of winning the bid. Bi-Weekly Mortgage - Save Big Money! Do you know that after paying 15 years on a 30-year mortgage, you can still owe 90% of the amount that was borrowed? This simple method of making your payment will dramatically pay down the mortgage...saving several years worth of payments. Home Defects - Do You Know The Red Flags When You See Them? I always advise any home purchaser to get a professional home inspection. But, home inspections can be expensive! So why not get in the habit of looking for those tell-tale red flags for yourself anytime you are looking at property for sale. Realtors - How to Find the Right One for You! Ideas to consider when hiring a Realtor to represent you in your new home purchase.

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