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Common Pitfalls of Credit Card Use Credit cards are an incredibly popular and convenient part of modern life, but if used unwisely they can lead to financial problems. Find out how to stay out of trouble with your card. Bad Credit: County Court Judgements Explained County Court Judgements or CCJs will have a serious impact on your credit rating, making it more difficult to obtain finance. What are CCJs, and can you do anything about them? Payday Loans : For and Against Payday loans are a relatively new service for UK residents, and with all the controversy surrounding them it's a good idea to know what you're getting into before you apply. This article sheds some light on the subject. Getting a Credit Card with a Bad Credit Rating Paying by plastic is becoming ever more common, not least because of the rise of online shopping. How can people with poor credit ratings get approved for a credit card? Personal Loans : Is Early Repayment a Good Use for Spare Cash? Paying off debt is always a good idea as you'll be reducing the amount of interest you'll be charged. However, there are times when you need to be careful about making early repayments, or they might cost more than you expect. Is Credit Card APR All That Counts? Choosing a credit card isn't simply a matter of going for the one with the lowest APR interest rate, you need to match the card to the way you spend. Getting it wrong can be costly, so how do you decide which type of card to apply for? Spreading Christmas Costs With A Personal Loan As the nights are drawing in our thoughts should be turning with anticipation to the festive season. For many of us though, financial worries cast a shadow over the celebrations - could a personal loan be the answer?

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