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How to Handle Money for College College as a freshman is a vital subject in any home. "What's the best way for Robert to handle his college allowance?" asked his mother as she gazed fondly at her son. "Should he get a fixed allowance or write home as he needs cash? Open a checking or savings account?" Prioritizing Your Retirement As long as you make an effort to put retirement at the top of your list of priorities, you'll be able to retire. However, this is going to require you to re-evaluate the way you live your life. Retiring In The United States The United States is one of the most expensive countries in the world, but there are cheap places all around you that are ripe for retirement.