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Banks Are Too Slow To Raise Credit Interest Rates Despite recent competition in the credit interest rates offered by banks, far too many appear to be still offering incentives for customers that keep their accounts in credit, a new report has stated. Expert Says Credit Card Firms Can Only Lend So Much Commenting on recent research suggesting that 18,000 people are refused credit daily, a spokesperson for financial advice resource Fool has said that there are limits on the amount that banks can loan in a tightened economic environment. Fall Noted In Exeter Bankruptcy Levels Those living in Exeter could be managing their money more effectively, new figures have revealed.